A car accident is a nasty surprise, so it’s not unusual for people to go through the motions afterward. However, not collecting evidence or essential driver information could come back to haunt you if you need to make a claim, especially if the incident wasn’t your fault. Even a small bump can escalate.
With that in mind, here are ten things you should do after a collision.
#1: Check Everyone Is Okay
Safety is the main priority, including the fellow passengers and driver. Therefore, you should ask if everyone is fine and assess any injuries. Don’t hesitate to call emergency services if necessary.
#2: Inform the Police
Just because it was a fender-bender doesn’t mean you should avoid the police. At the least, the police need to ensure the scene is safe for motorists and pedestrians. Plus, you should file a report to use as evidence.
#3: Get a Copy of the Report
After the police file a report, ask for a detailed copy of the report so that you can pass it on to your insurance company.
#4: Move to a Safe Spot
You can’t leave your car in the middle of the road as it’s dangerous. As a result, you should move it to the side of the road and put on your hazard lights to inform other drivers. However, don’t forget to take pictures before you move your car or else they might be invalid.
#5: Take Photos
It’s essential to collect as much information as possible to build an accurate description of what happened. Always start by taking photos of the damage to both vehicles, and make sure to get the license plate in the shot. That way, you have proof should there be a dispute.
#6: Swap Information
Don’t rely on the police to do this because a motorist could say one thing to them and another to you. Instead, ask for everything from their name and address to their contact number and car insurance details. Don’t be afraid to ask for I.D, such as a driver’s license.
#7: Identify Witnesses
Make sure the authorities get the information of witnesses who were at the scene. A name, address, and phone number will make things easier if it goes to court.
#8: Speak with Your Insurance
You need to report the incident to your insurance company as soon as possible as they’ll inform you what steps to take, such as collecting evidence. Also, they’ll send someone to inspect the car. This helps them build a picture of what happened and decide whether your vehicle needs to go to a collision repair shop.
#9: Backup Your Mobile Phone
Losing or changing your mobile phone could result in lost evidence. By backing up your handset, you can rest easy knowing you have all the necessary details, from a police report to vehicle registration numbers and witness details.
#10: Contact a Lawyer
If the accident wasn’t your fault, you might be entitled to compensation. A specialist car accident attorney will guide you through the process and tell you whether you have a strong case.
Hopefully these tips help to keep you safe if you’re ever in a car accident.